via Tumblr hobbsr04.tumblr.com/post/109751046737 via Tumblr hobbsr04.tumblr.com/post/109748115092 via Tumblr hobbsr04.tumblr.com/post/109744757432 via Tumblr hobbsr04.tumblr.com/post/109740950972 via Tumblr hobbsr04.tumblr.com/post/109738089332 via Tumblr hobbsr04.tumblr.com/post/109733924527 via Tumblr hobbsr04.tumblr.com/post/109729889172 via Tumblr hobbsr04.tumblr.com/post/109726493952 via Tumblr hobbsr04.tumblr.com/post/109722733842 via Tumblr hobbsr04.tumblr.com/post/109719751687 via Tumblr hobbsr04.tumblr.com/post/109715929152 via Tumblr hobbsr04.tumblr.com/post/109711942647 via Tumblr hobbsr04.tumblr.com/post/109707832987 via Tumblr hobbsr04.tumblr.com/post/109705197802 via Tumblr hobbsr04.tumblr.com/post/109701220132 via Tumblr hobbsr04.tumblr.com/post/109699937657 via Tumblr hobbsr04.tumblr.com/post/109696177072 via Tumblr hobbsr04.tumblr.com/post/109691913177 via Tumblr hobbsr04.tumblr.com/post/109689520767 via Tumblr hobbsr04.tumblr.com/post/109685306637 via Tumblr hobbsr04.tumblr.com/post/109681902247 via Tumblr hobbsr04.tumblr.com/post/109678003987 via Tumblr hobbsr04.tumblr.com/post/109673592502 via Tumblr hobbsr04.tumblr.com/post/109671699292 via Tumblr hobbsr04.tumblr.com/post/109669679332 via Tumblr hobbsr04.tumblr.com/post/109667048087 via Tumblr hobbsr04.tumblr.com/post/109665033432 via Tumblr hobbsr04.tumblr.com/post/109663745857 via Tumblr hobbsr04.tumblr.com/post/109661934582 via Tumblr hobbsr04.tumblr.com/post/109660686512 via Tumblr hobbsr04.tumblr.com/post/109658655717 via Tumblr hobbsr04.tumblr.com/post/109657240567 via Tumblr hobbsr04.tumblr.com/post/109655653887 via Tumblr hobbsr04.tumblr.com/post/109654912622 via Tumblr hobbsr04.tumblr.com/post/109652567517 via Tumblr hobbsr04.tumblr.com/post/109649822142 via Tumblr hobbsr04.tumblr.com/post/109646616682 via Tumblr hobbsr04.tumblr.com/post/109644126217 via Tumblr hobbsr04.tumblr.com/post/109641365327 via Tumblr hobbsr04.tumblr.com/post/109637218127 via Tumblr hobbsr04.tumblr.com/post/109634628062 via Tumblr hobbsr04.tumblr.com/post/109632266542 via Tumblr hobbsr04.tumblr.com/post/109629959787 via Tumblr hobbsr04.tumblr.com/post/109626399702 via Tumblr hobbsr04.tumblr.com/post/109623930687 via Tumblr hobbsr04.tumblr.com/post/109619853002 via Tumblr hobbsr04.tumblr.com/post/109615819542 via Tumblr hobbsr04.tumblr.com/post/109612998992 via Tumblr hobbsr04.tumblr.com/post/109610691957 via Tumblr hobbsr04.tumblr.com/post/109607985042 via Tumblr hobbsr04.tumblr.com/post/109605071852 via Tumblr hobbsr04.tumblr.com/post/109600827417 via Tumblr hobbsr04.tumblr.com/post/109599536712 via Tumblr hobbsr04.tumblr.com/post/109595321652 via Tumblr hobbsr04.tumblr.com/post/109591634867 via Tumblr hobbsr04.tumblr.com/post/109589329662 via Tumblr hobbsr04.tumblr.com/post/109587187897 via Tumblr hobbsr04.tumblr.com/post/109585049047 via Tumblr hobbsr04.tumblr.com/post/109583226497 via Tumblr hobbsr04.tumblr.com/post/109581332547 via Tumblr hobbsr04.tumblr.com/post/109578343942 via Tumblr hobbsr04.tumblr.com/post/109576603052 via Tumblr hobbsr04.tumblr.com/post/109573875067 via Tumblr hobbsr04.tumblr.com/post/109572382157 via Tumblr hobbsr04.tumblr.com/post/109570508817 via Tumblr hobbsr04.tumblr.com/post/109569461572 via Tumblr hobbsr04.tumblr.com/post/109567949082 via Tumblr hobbsr04.tumblr.com/post/109566831037 via Tumblr hobbsr04.tumblr.com/post/109565632417 via Tumblr hobbsr04.tumblr.com/post/109564359732 via Tumblr hobbsr04.tumblr.com/post/109562150732 via Tumblr hobbsr04.tumblr.com/post/109560444627 via Tumblr hobbsr04.tumblr.com/post/109557420312 via Tumblr hobbsr04.tumblr.com/post/109555146357 via Tumblr hobbsr04.tumblr.com/post/109551462357 via Tumblr hobbsr04.tumblr.com/post/109548721787 via Tumblr hobbsr04.tumblr.com/post/109544529607 via Tumblr hobbsr04.tumblr.com/post/109541832552 via Tumblr hobbsr04.tumblr.com/post/109539142547 via Tumblr hobbsr04.tumblr.com/post/109535291832 via Tumblr hobbsr04.tumblr.com/post/109532997612 via Tumblr hobbsr04.tumblr.com/post/109528930432 via Tumblr hobbsr04.tumblr.com/post/109526246802 via Tumblr hobbsr04.tumblr.com/post/109522358452 via Tumblr hobbsr04.tumblr.com/post/109519641047 via Tumblr hobbsr04.tumblr.com/post/109516824862 via Tumblr hobbsr04.tumblr.com/post/109513872672 via Tumblr hobbsr04.tumblr.com/post/109509145372 via Tumblr hobbsr04.tumblr.com/post/109504812367 Homeowners having work done to their homes may be concerned about not just the quality of the work, but also about the potential legal liability for injuries sustained by contractors performing the work. By virtue of owning the property, homeowners may generally be held responsible for injuries caused by negligence in failing to maintain the property in a reasonably safe condition. What is considered negligence in a given situation depends in part upon the status of the injured person, but also the cause of the injury and the circumstances surrounding an accident. A homeowner’s eventual liability may also depend on whether an injury will be covered by insurance. What do homeowners need to know about the possibility of a home-improvement or construction contractor being injured? Duty of Care Owed to Contractors Although contractors are on a person’s property in a professional capacity, homeowners still owe them a duty to reasonably maintain the property. For the purposes of homeowner liability, injured parties are grouped into three categories, each of which are owed varying levels of care: invitees, licensees, and trespassers. Contractors are generally considered to be invitees, which include visitors on a property for business purposes (such as workers or customers in a store). Homeowners owe the highest degree of care to this group of visitors, including a duty to repair known dangers and inspect for undiscovered hazards in areas an invitee may have access. When a homeowner fails to live up to this duty, and a contractor is injured because of a condition that the homeowner would reasonably have been expected to discover and correct, the homeowner may be liable for negligence in a personal injury lawsuit. What About Insurance? In some instances, a homeowner’s insurance policy may protect against personal injury liability. Although individual policies vary, some homeowner’s policies provide coverage for accidents and injury claims, including those by contractors. A contractor’s injury may also be covered by the contractor’s own insurance. If the contractor is working as an employee of a larger company or contractor, he or she may be covered by worker’s compensation. Contractors may also have other forms of insurance coverage that may provide coverage for injuries sustained by the contractors themselves, or a contractor’s employees and subcontractors. If you are concerned about potential liability for a contractor injured on your property, you may wish to contact a personal injury defense attorney. You can also learn more about liability for injuries or accidents at FindLaw’s section on Homeowner Liability and Safety. Related Resources: Browse Personal Injury — Defense Lawyers by Location (FindLaw) Who’s Liable for Your Holiday Party Injury? (FindLaw’s Injured) If Your Tree Falls Onto Neighbor’s Property, Are You Liable? (FindLaw’s Law and Daily Life) Want to Sue a Home Contractor? 3 Things to Consider (FindLaw’s Injured) from Injured blogs.findlaw.com/injured/2015/01/contractor-injured-at-y… via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/16209755128 via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/16371741476 via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/15775475274 via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/16396368611 via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/16372380106 via Blogger hobbsr04.blogspot.com/2015/01/contractor-injured-at-your-… via Flickr www.flickr.com/photos/87814799@N02/15776050334 via Blogger 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